School hunting: Tips on how to look for an affordable college

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College is quite an expensive investment. As a result, many have fallen into student debt holes to pursue secondary education. It has even become a full-blown crisis, with Americans owing a total of $1.73 billion because of student loans.

Victor Restis, who has been in the education sector for many years, has seen some students get scared away from applying to college due to extreme costs. Some of them are even eligible for financial aid. But the prospect of being unable to pay off debts is enough to stop them from enrolling in the universities and colleges they prefer.

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Even so, the reality is that obtaining a college degree is still one of the most reliable means to get ahead financially. Skipping college can end up costing more money down the road because of potentially lost wages. For cash-strapped individuals and families, there are ways to look for an affordable college. Victor Restis discusses some of them in this blog.

Check out schools’ net price. Rather than compare colleges' sticker prices or the advertised cost of enrollment, it is more important to look at the net prices, which factor in financial aid. Some schools give out more financial aid than others.

Look into merit scholarships. Numerous colleges offer merit-based scholarships for individuals who meet certain criteria, such as minimum grade point averages, SAT scores, and other academic qualifications.

Go in-state. While many students dream of attending prestigious universities or colleges, that entails high financial costs. Victor Restis encourages incoming college students to be prudent by considering public, in-state colleges and including them when listing down potential schools to enroll in. Not only do these institutions offer discounted tuition fees, but studying in in-state colleges can also help families cut down on significant expenses, such as on-campus housing.

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